Risk Managers Insurance Agency (RMIA) offers you a wide variety of carriers making it possible to offer you the lowest rate available.  With such a wide variety of carriers comes a multitude of plans for your every need, making RMIA your one stop insurance shop.  RMIA has a friendly and helpful staff that will cater to you needs and offer you their insight into the best plans to suit your current life style. Carriers offered by RMIA include:

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Carrier

Description

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Advantage

ADVANTAGE Health Solutions, Inc.SM (ADVANTAGE) is a local, provider-owned health plan offering healthcare benefits and solutions to employer groups of all sizes.

Policies Offered: Group Health PPO and HMO plans

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Aflac

Aflac has a policy for just about any need, and just about any budget. These indemnity policies are available on a payroll group basis.  Many are available on an individual basis as well

Policies Offered: Accident, Cancer/Specified Disease, Dental, Hospital Confinement Indemnity, Hospital Confinement Sickness, Hospital Intensive Care, Life, Long-Term Care, Short-Term Care, Specified Health Event, Vision

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AIG

AIG companies serve commercial, institutional and individual customers through the most extensive worldwide property-casualty and life insurance networks of any insurer.  In addition, AIG companies are leading providers of retirement services, financial services and asset management around the world.

Private Policies Offered: Auto, Motorcycle, RV, Life, Annuities, Disability, Cancer, Accident
Commercial Policies Offered: Commercial Auto

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Allianz

Allianz is one of the leading insurers and financial services providers worldwide.

Policies Offered: Life and Annuities

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American Medical Security

AMS offers competitive insurance coverage in medical, dental, and term life through professional independent agents. Thanks to AMS' diverse plan designs, our customers enjoy the flexibility of a choice of insurance plans and options. And our customer service team is ready to personally assist our customers and agents.

Policies Offered: Individual Health & Health Savings Account (HSA) Plans

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Anthem

For millions of members across the United States, Anthem is painting a Picture of Health. We’re dedicated to improving the health of the people we serve.

Policies Offered: Group Medical, Dental, Vision, Disability, Life, Individual Health, Short Term Medical, Dental with PPO, HIA, HRA HSA options

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Assurant Health

When you're looking for a financiallystableorganization that is easy to do business, with choose one with a history of being both. Since 1892, Assurant Health's member companies have provided health insurance to individuals, families and small businesses. We focus on giving you innovative and affordable options – as well as the freedom to choose your preferred health care providers.

Policies Offered: Small Group Medical, Dental, and Life Plans Short Term Medical & Individual Health Plans

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Bristol West

Since 1973, Bristol West Holdings, Inc. has provided quality automobile insurance coverage to our customers. From the beginning, a philosophy of consistent, superior customer and claims service has propelled our growth.

Policies Offered: High Risk Auto Plans

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eflex

eflexgroup.com is a third party administrator of pre-tax employee benefits and COBRA Administration. Specializing in all types of Cafeteria Plan, Health Reimbursement and COBRA Administration.

Services Offered: Tax-Free Flex Spending Account (FLEX), Health Reimbursement Accounts (HRA), COBRA Admin

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Epic

At EPIC, we provide financial security when you and your family need it the most. We're known for the personal hands-on approach we extend to every customer, along with flexible benefit solutions and competitive rates. EPIC has been a choice provider of group insurance products for over 23 years— protecting families and employers. Put your trust in EPIC to take care of you.

Policies Offered: Group Life, Dental, Vision, and Disability

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Foremost

From mobile homes to motorcycles, boats to snowmobiles, Foremost has a market leading portfolio of products and broad acceptability to fit your individual situation. We offer specialized coverage and superior claims service with every policy, so you can count on us to be there when you need us. And many of our policies feature discounts for multiple policies, multiple units, and things like safety courses and affinity groups.

Policies Offered: Motorcycle, Mobile Home, Off-Road Vehicle, Rental Mobile Home, Travel Trailer, Specialty Dwelling, Open Lot, Personal Watercraft, Family Boaters, Snowmobile, RV, Auto, Trailers, Collectible Auto, Unlicensed Low Speed Vehicles, Licensed Low Speed Vehicles, Yacht,Fifth Wheels

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The Hartford

The Hartford provides individuals and families with the products and services they need to protect and grow their wealth. In offering home and automobile insurance, 529 college savings plans, variable universal life and universal life insurance products, individual annuities, and mutual funds, The Hartford helps to ensure a secure financial future for its customers.
From small and mid-size businesses to Fortune 500 multinationals, The Hartford offers a wide selection of products and services that meet virtually all of its customers’ business protection needs. A premier global financial services firm, The Hartford also supports a range of retirement programs, offers an array of group insurance products, delivers superior investment solutions, and more.

Private Policies Offered: Auto, Home, Renters, Life, Disability, Annuities
Commercial Policies Offered: Commercial Auto, Property, General Liability, Workers Compensation, Bonds

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HSA Bank

Health Savings Accounts are combined with a High Deductible Health Plan (HDHP) to offer a more affordable approach to healthcare. Premiums for HDHPs are lower. HSAs have a tax favored status - meaning what you contribute is either pre-tax or tax deductible. Interest earned on the money is tax-deferred. Using the money to pay for qualified medical expenses is tax-free. Lower insurance premiums combined with using tax-free money can lead to significant savings.
Online Enrollment: https://secure.hsabank.com/enrollment/?ain=8126

Services Offered: Health Savings Accounts (HSA)

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Humana

Humana is committed to helping employers manage their healthcare costs, guiding consumers to make informed health and benefits decisions, and giving back to the communities we serve.
Throughout our organization, Humana associates and leaders are dedicated to delivering value to customers, members, and shareholders.

Policies Offered: Individual and Group Health, Dental, Life Plans

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MetLife

For more than a century, MetLife has built a reputation as a company that believes in fair dealing, integrity, and trustworthiness. We firmly believe that adherence to the highest standards of ethical conduct is the only acceptable way of doing business and is the personal responsibility of every one of our associates.

Policies Offered: Auto, Home, Renters, Annuities, Group Disability, Dental, Life

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Pre-Paid Legal

Pre-Paid Legal gives members access to professional legal counsel not only for traditional legal problems, but for everyday events where legal review should be routine, but rarely is. For Pre-Paid Legal members, access to legal counsel is only a toll-free phone call away.

Policies Offered: Membership Program for Wills, Legal Counsel, Traffic Tickets, IRS Audits and more

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Progressive drive

More than 10 million people choose Progressive to insure their vehicles, making us the third largest auto insurance group in the country. Our customers choose us for the value and service we offer, including choices that make your insurance experience convenient, efficient and easy.

Private Policies Offered: Auto, Motorcycle, Mobile Home, RV, Personal Watercraft
Commercial Policies Offered: Commercial Auto, Dump Truck, Tow Truck, Snow Plow, Landscaping Vehicles, etc.

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UniCare

UniCare is a national organization dedicated to the delivery of quality health care plans and products working together with its customers, consultants, brokers, providers and employers. Providing managed care and specialty health care services throughout the United States, UniCare Life & Health Insurance Company is a subsidiary of WellPoint.
WellPoint, Inc. (NYSE:WLP www.wellpoint.com) is the largest health benefits company in terms of medical membership in the United States.
UniCare offers a comprehensive array of health care plans and specialty products that preserve member choice at competitive prices.

Policies Offered: Individual/Group Health and Dental Plans

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United Healthcare

UnitedHealthcare is an operating division of UnitedHealth Group, the largest single health carrier in the United States.
As a recognized leader in the health and well-being industry, we strive to:

  • Improve the quality and effectiveness of health care for all Americans
  • Enhance access to health benefits
  • Create products and services that make health care more affordable
  • Use technology to make the health care system easier to navigate

Our family of companies delivers innovative products and services to approximately 70 million Americans. UnitedHealthcare's nationwide network includes 560,000 physicians (and other care professionals), 80,000 dentists and 4,800 hospitals. Our pharmaceutical management programs provide more affordable access to drugs for 13 million people.

Policies Offered: Group Health, Dental, Vision and Life Plans.  Additional services for Health Savings Accounts (HSA) and Health Reimbursement Accounts (HRA)

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United Securities

United Security Life and Health Insurance Company is committed to providing the best insurance protection and best service to you and your clients.
We know that our success is dependent on your success. Therefore, we will provide the support you require to meet the challenges of the new millennium.

Policies Offered: Individual Health Plans with options for Health Savings Accounts (HSA), Cancer, Disability, Final Expense Life, and Short-Term Medical Plans